You are currently viewing UK Financial Pulse: Retail Resilience, Rate Divisions and the CGT Question Hanging Over the Market

UK Financial Pulse: Retail Resilience, Rate Divisions and the CGT Question Hanging Over the Market

Key Points from the Week:

UK economic data presented a mixed but increasingly complex picture this week. August retail sales volumes rose 0.5% month-on-month, substantially outperforming expectations and taking annual growth to 2.4%, reinforcing evidence of resilient household demand following July’s stronger-than-expected GDP performance. The state pension is set to increase by 3.9% from April, providing a further tailwind for consumer spending power. The inflation backdrop, however, remains challenging. CPI accelerated to 3.1% in August, driven primarily by petrol and diesel prices, though oil retreated later in the week as Iran talks sparked fresh hope of geopolitical de-escalation. The Bank of England held Base Rate at 3.75% by a 6-3 vote, with three MPC members favouring an immediate increase. The FTSE came under pressure as Japan’s rate hike added complexity to an already difficult environment for the Bank of England, and labour market indicators remained soft, with payroll employment falling and vacancies at their lowest level since 2014 outside the pandemic period. UK productivity data offered a more constructive longer-term read, with revised figures showing growth ran at twice the previously estimated pace following the 2008 financial crisis.

Financial services activity remained strong across insurance, wealth management, fintech and regulatory technology. Zurich’s £8.1bn acquisition of Beazley remains on track for completion on 1 October, underscoring continued strategic appetite for specialist insurance platforms. Private equity interest in W1M, now overseeing £28.7bn of assets, further demonstrates investor demand for scaled UK wealth managers, while W1M’s new Retirement MPS expands its proposition into the decumulation market. The £80bn university pension fund’s move to eye pressured private credit opportunities signals that institutional allocators are beginning to identify entry points in a segment the FCA has already flagged for concentration risk. Funding activity remained active, with payments infrastructure provider Ryft raising £20m, Joiin securing €1.5m in growth financing and wealth platform Quartz raising £2.75m. Finastra and Komgo’s partnership highlighted continued investment in digital financial infrastructure, rounding out a week that demonstrated the sector’s capacity to transact and build regardless of macro headwinds.


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Welcome to HSA Advisory’s Financial Services Newsletter, your concise roundup of UK macroeconomic developments and financial services transactions.

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UK Macroeconomics

21 September 2026: Wealth managers eye spectre of CGT hike in Budget

–        UK wealth advisers are preparing clients for the possibility of a further capital gains tax increase at the October Budget, with advisers reporting that already-low annual exemptions are making portfolio construction and tax-planning decisions increasingly complex

–        The prospect of higher CGT is increasing focus on tax-efficient investment structures, portfolio rebalancing and the timing of disposals. Wealth managers are assessing how potential reforms could affect clients’ investment decisions, liquidity requirements and longer-term asset-allocation strategies

–        The debate comes as Chancellor John Healey faces significant pressure to raise additional revenue while managing elevated borrowing costs and a constrained fiscal position. Any CGT changes could therefore form part of wider measures considered to strengthen the public finances

–        For the wealth-management sector, uncertainty ahead of the Budget could increase demand for financial advice as clients review existing holdings and potential tax liabilities. Advisers are consequently preparing for different scenarios rather than assuming a particular rate or structure will ultimately be adopted

21 September 2026: Oil price retreats as Iran talks spark hope

–        Oil prices fell sharply on Monday as investors anticipated potential diplomatic progress in the Iran conflict during the United Nations General Assembly. Brent crude briefly fell below $100 a barrel, reaching its lowest level since September 9

–        The decline reflected a reduction in the geopolitical risk premium embedded in crude prices, alongside expectations of possible US-Iran discussions. President Donald Trump indicated openness to meeting Iranian President Masoud Pezeshkian during the UN gathering

–        A partial recovery in Saudi Arabian oil shipments also eased supply concerns, although attacks by Yemen’s Houthis remained an ongoing risk to regional energy infrastructure and shipping. The market therefore continued to balance improving supply prospects against persistent geopolitical uncertainty

–        Lower oil prices could temporarily ease inflationary pressures facing the UK, where August CPI reached 3.1% and the Bank of England has warned inflation could exceed 4% early next year. However, the outlook remains highly sensitive to developments in the conflict

20 September 2026: UK contends with rise in workplace disputes about disability discrimination

–        Disability-related workplace disputes are increasing pressure on the UK’s employment tribunal system, with Acas reporting a 26% rise in demand for individual dispute resolution over the past year. The increase reflects growing workplace issues surrounding neurodiversity and mental health

–        Employers are facing challenges in understanding and implementing reasonable adjustments for disabled workers. Government research found that delays commonly stem from managerial confusion, differing expectations over what is reasonable, and practical difficulties accessing appropriate workplace support

–        Tribunal backlogs are adding to the pressure, with approximately 70,000 employment cases open in the three months to June, more than 50% above the previous year. Longer waiting periods could increase uncertainty and costs for both employers and employees

–        Artificial intelligence is also changing the dispute landscape, with workers increasingly using AI to prepare claims, potentially increasing their length and complexity. Acas is considering greater use of technology itself while encouraging earlier, informal resolution of workplace disagreements

19 September 2026: FTSE in reverse as Japan rate hike heaps pressure on Bank of England

–        The Bank of Japan’s decision to raise interest rates to 1.25%, their highest level in 31 years, reinforced a global shift towards tighter monetary policy and highlighted the Bank of England’s increasingly difficult position amid renewed UK inflationary pressures

–        The BoE held Bank Rate at 3.75% earlier in the week, although three policymakers backed an immediate increase. The combination of elevated UK inflation and stronger global rate expectations has increased scrutiny of the Bank’s future policy path

–        Higher Japanese rates could also influence global bond markets by reducing incentives for investors to seek higher overseas yields. For UK assets, changing international capital flows could add volatility to gilts, sterling and interest-rate-sensitive equities

–        The FTSE 100 remained sensitive to financial conditions after a week of central-bank decisions, economic data and shifting rate expectations. Banks and energy stocks had recently weighed on the index, while investors continued assessing the implications of higher borrowing costs

18 September 2026: Business and unions clash over how to fix UK’s youth jobs shortage

–        Trade unions and business groups have offered competing prescriptions for Britain’s youth employment problem ahead of the October Budget. Almost one million people aged 16 to 24 are outside education or work, while vacancies have fallen to their lowest level since 2014

–        The TUC is calling for an additional £1 billion for the Jobs Guarantee, with eligibility reduced from 18 months to six months on benefits and the programme made permanent. It argues earlier intervention could prevent temporary unemployment becoming entrenched

–        Business groups including the CBI are instead pressing for lower employment costs, including changes to employer National Insurance and youth minimum wages. The CBI estimates raising the NIC threshold could support 41,000 entry-level jobs, although the measure would cost £3.6 billion

–        The dispute highlights a wider policy trade-off between directly subsidising employment and reducing the costs businesses face when hiring. With payroll employment weakening and youth inactivity elevated, the Budget is likely to determine how government and employers share responsibility for improving access to work

18 September 2026: Sterling ticks up after UK retail sales beat expectations

–        UK retail sales volumes rose 0.5% in August from July, defying expectations for a 0.2% decline. Annual sales growth reached 2.4%, providing further evidence of resilience in household spending despite elevated inflation and borrowing costs

–        Sterling rose 0.1% to $1.337 following the data, although it remained on course for a 1.2% weekly decline. The pound’s broader performance continued to reflect shifting expectations around UK and US monetary policy

–        Stronger consumer spending added to recent evidence of economic resilience, following July’s stronger-than-expected GDP growth. However, higher petrol prices and inflation could increasingly constrain discretionary spending and weaken consumption later in the year

–        The data increased pressure on the Bank of England after it held Bank Rate at 3.75%. Markets were pricing roughly a 65% probability of a November hike, while policymakers remained cautious about the inflationary impact of higher energy prices

18 September 2026: FTSE 100 retreats as financials weigh; Airtel Africa tumbles

–        The FTSE 100 fell 1.4% to 10,659.13, retreating from a more than one-week high as financial stocks weighed on the index. Despite Friday’s decline, the benchmark still recorded a modest weekly gain following a volatile week

–        Banks were the largest drag, falling 2.1%, with Lloyds down 2.9% and HSBC declining 1.6%. Construction and materials stocks provided some support, rising 1.3%, highlighting continued divergence between UK sectors amid changing interest-rate expectations

–        Airtel Africa plunged 11.3% after reports that its Airtel Money business was considering a smaller London IPO. The proposed fundraising could fall to at least £600 million from an earlier £1.1–£1.5 billion target following investor feedback

–        Market sentiment remained sensitive to elevated global bond yields and shifting monetary-policy expectations. The Bank of England’s decision to hold rates while pausing gilt sales provided some support for government bonds, although investors continued monitoring inflation and energy-market risks

17 September 2026: BoE’s Bailey says outlook too uncertain to judge market bets on four rate hikes

–        Bank of England Governor Andrew Bailey said the economic outlook was too unpredictable to assess whether markets were correctly pricing almost four interest-rate increases over the next year, stressing that policymakers had not discussed such a sequence

–        The comments followed the BoE’s decision to hold Bank Rate at 3.75%, with three MPC members voting for an immediate 25-basis-point increase. The split highlighted growing concern about inflation risks while the wider committee remained cautious

–        Markets had increasingly priced rate increases as energy prices surged and inflation risks intensified. However, Bailey emphasised uncertainty around how the energy shock would feed through into wages, business pricing and broader domestic inflationary pressures

–        Bailey’s comments reinforced the possibility of further tightening without committing the Bank to a predetermined path. Investors will therefore remain focused on inflation, energy prices, labour-market conditions and evidence of second-round effects when assessing future policy decisions

17 September 2026: UK insurers urge Bank of England to rethink ‘dynamic’ stress test

–        UK insurers have urged the Prudential Regulation Authority to reconsider its new dynamic stress test, arguing that the exercise imposed heavy reporting requirements and tested firms with a sequence of extreme scenarios that industry participants considered unrealistic

–        The three-week exercise subjected participating insurers to successive shocks including a US West Coast earthquake, Gulf hurricane, UK windstorm, European floods and cyber event, testing how firms responded as conditions evolved rather than to predefined scenarios

–        Industry sources said the exercise placed significant pressure on internal resources, with some insurers bringing technical specialists in at short notice and cancelling staff leave. Participation represented approximately 80% of Britain’s general insurance market

–        The PRA said the exercise was designed to assess insurers’ dynamic resilience beyond traditional stress testing, while acknowledging feedback on resourcing and proportionality. Findings are expected by year-end, potentially shaping how future supervisory stress exercises are conducted

17 September 2026: Healey prepares UK for ‘really challenging’ Budget

–        Chancellor John Healey is preparing for a difficult October 28 Budget as higher borrowing costs, renewed inflation and geopolitical instability narrow the government’s fiscal headroom. Allies say the wars in the Middle East and Ukraine are having a significant impact on the economy

–        The government’s fiscal buffer of around £24 billion is under pressure from rising gilt yields, with 10-year borrowing costs approaching 5.4%. Higher debt-servicing costs could substantially reduce the room available for tax, spending and investment decisions at the Budget

–        Inflation rose to 3.1% in August, while oil prices have surged amid conflict in the Middle East. The combination creates additional pressure on household and business costs and complicates monetary policy, with markets increasingly considering the possibility of higher UK interest rates

–        The government is also facing competing demands for defence spending, public services and infrastructure investment while maintaining fiscal rules. With borrowing costs elevated and economic uncertainty increasing, the Budget will require difficult choices to preserve fiscal credibility and support growth

17 September 2026: Bank of England holds rates steady but hints at tightening ahead

–        The Bank of England held Bank Rate at 3.75% by a 6–3 vote, while three policymakers preferred a 25-basis-point increase. The MPC said inflation risks had shifted further upwards following higher energy prices and persistent Middle East tensions

–        The Bank expects UK inflation to rise further over coming quarters, although it noted limited evidence of second-round effects in wages and prices. Governor Andrew Bailey stressed that policy could become tighter if higher energy costs generate more persistent inflation pressures

–        The MPC unanimously approved a multi-year plan to reduce its remaining government bond holdings to zero by the end of 2034. The £368 billion portfolio will unwind at an average annual pace of £46 billion through sales and maturities

–        The Bank will conduct £20 billion of annual gilt sales alongside maturities, while retaining some longer-dated bonds until maturity. The predictable unwind is intended to reduce uncertainty around quantitative tightening, although policymakers can adjust the pace if markets become severely distressed

17 September 2026: Healey to urge Brussels to include UK in ‘Made in Europe’ policy

–        Chancellor John Healey is set to press EU finance ministers to include Britain in the bloc’s “Made in Europe” industrial policy, seeking stronger access to European supply chains and customers across technology, defence and manufacturing sectors

–        The policy aims to reduce reliance on Chinese components by prioritising European-made goods, creating potential challenges for UK manufacturers integrated into European supply chains. British automotive suppliers alone sell around £15 billion of exports into European markets annually

–        Healey is expected to argue that excluding British companies could create unnecessary trade barriers, while highlighting lessons from the UK’s unsuccessful attempt to participate in the EU’s SAFE defence programme. London is seeking practical carve-outs rather than full policy alignment

–        The discussions form part of wider efforts to reset UK-EU economic relations, with Healey indicating Britain is willing to negotiate a broader arrangement if it delivers tangible benefits domestically. However, opposition within parts of the EU could complicate progress

17 September 2026: UK productivity grew twice as fast as thought after 2008 financial crisis

–        New ONS figures show UK output per hour grew by an average 1.3% annually between 2009 and 2019, almost double the previous 0.7% estimate. The revision makes Britain’s post-financial-crisis productivity performance look less severe than previously reported

–        The improvement reflects a new component-based methodology that better captures annual leave, sickness absence, overtime and actual hours worked. The ONS found workers had been working fewer hours than previously estimated, increasing measured productivity without changing underlying GDP figures

–        The revised data suggest UK productivity was around 7% higher on the eve of the Covid-19 pandemic than previously thought. However, the ONS stressed that a post-2008 slowdown remains evident, meaning the long-standing productivity challenge has been reduced rather than eliminated

–        The revision could influence assessments of Britain’s underlying economic capacity, business performance and long-term growth prospects. More accurate productivity data should also provide policymakers with a stronger basis for evaluating investment, technology adoption and labour-market trends across the economy

16 September 2026: UK inflation rises to 3.1% in August, worsening squeeze on households

–        UK CPI inflation accelerated to 3.1% in August from 2.9% in July, reaching its highest level since March. The increase was driven mainly by transport costs, particularly petrol and diesel, alongside higher household energy prices

–        Petrol prices rose 9.1 pence per litre during August to 161.3p, while diesel increased 14.2 pence to 181.8p. Annual motor-fuel inflation reached 23%, placing additional pressure on household budgets and increasing business costs across transport-dependent sectors

–        Underlying price pressures remained comparatively stable, with core CPI inflation unchanged at 2.6% and services inflation at 3.4%. This suggests August’s acceleration was largely concentrated in energy-related costs rather than evidence of a broad-based acceleration across the economy

–        The figures complicated the Bank of England’s policy outlook ahead of its September meeting, although stable underlying inflation and a weaker labour market provided some counterbalance. Markets continued to expect rates to remain unchanged, while keeping open the possibility of increases later this year

16 September 2026: Road fuels push UK inflation higher in August

–        UK CPI inflation rose to 3.1% in August from 2.9% in July, with transport and particularly motor fuels making the largest contribution. The increase was broadly in line with expectations and reflected the impact of higher energy prices

–        Petrol prices increased by 9.1 pence per litre during August to 161.3p, while diesel rose by 14.2p to 181.8p. Annual motor-fuel inflation reached 23%, highlighting the extent to which the recent oil-price shock has reached consumers

–        Underlying inflation showed fewer signs of broadening, with core CPI remaining at 2.6% and services inflation unchanged at 3.4%. Food inflation also remained stable at 1.3%, suggesting that energy costs rather than widespread domestic price pressures drove August’s acceleration

–        The figures complicate the Bank of England’s interest-rate outlook, although stable core and services inflation provide some reassurance. With oil prices remaining elevated, policymakers face a difficult balance between containing inflation expectations and avoiding further pressure on already constrained household and business finances

15 September 2026: UK chancellor offers pact to chief executives on growth

–        Chancellor John Healey offered businesses a partnership centred on fiscal and economic discipline, regulatory reform and improved investment conditions, asking companies in return to increase investment, innovation, training and employment across the UK

–        Business leaders urged the government to simplify planning rules and provide greater tax stability, while retailers raised concerns over business rates and employers sought changes to National Insurance thresholds that could support hiring and investment

–        Energy companies called for faster decisions on North Sea oil and gas projects, while Healey pledged to improve companies’ access to the UK electricity grid. Financial services executives also raised concerns about potential increases in bank taxation

–        The discussions come ahead of the 28 October Budget, with businesses seeking greater policy certainty as elevated borrowing costs and fiscal pressures constrain government options. The pact reflects an attempt to encourage private investment as a central driver of future UK growth

15 September 2026: UK employers cut jobs as softer labour market supports BoE rate hold

–        UK payroll employment fell by 39,000 in the three months to July, while provisional August data showed a further 26,000 decline. The weakness highlights continued softness in hiring as businesses face elevated labour costs and subdued economic conditions

–        Job vacancies fell to 702,000 in the three months to August, their lowest level since 2014 excluding the pandemic period. The decline indicates weaker demand for workers and increasing caution among employers, particularly smaller businesses facing higher employment costs

–        Private-sector wage growth slowed to 2.9%, providing some reassurance that labour-market pressures are easing and reducing the risk of domestic wage-driven inflation. Overall wage growth remained higher because public-sector pay increased 6.3% over the same period

–        The weaker employment data supports expectations that the Bank of England will keep Bank Rate at 3.75% at its September meeting, despite elevated inflation and stronger July GDP. Policymakers can continue assessing whether labour-market weakness offsets renewed energy-price pressures

15 September 2026: Bank of England set to stop selling long-dated gilts

–        The Bank of England was reported to be preparing to halt sales of 20- and 30-year gilts amid heightened volatility in global bond markets. The move reflected concerns over long-dated borrowing costs, with prices recently reaching their lowest levels since 1998

–        The reported change formed part of a broader review of the Bank’s quantitative-tightening programme, under which its gilt holdings have fallen substantially from their pandemic-era peak. The Bank has sought to reduce its balance sheet while limiting disruption to financial-market functioning

–        A reduction in active selling pressure could ease conditions in the long-dated gilt market, potentially lowering the government’s borrowing costs at the margin. Reuters reported the move could save the UK government around £2.5 billion annually by the end of the decade

–        The development also carried implications for fiscal policy ahead of the October Budget, as elevated gilt yields were increasing debt-servicing pressures. However, the reported decision remained subject to the Bank’s final approval, underscoring the separation between monetary policy and government financing decisions

15 September 2026: End of an era as Wandsworth backs 94% council tax rise

–        Wandsworth Council, historically associated with low-tax Conservative local government, has backed plans for a 94% council tax increase from next April. The proposed rise would end nearly five decades of exceptionally low council tax rates in the south London borough

–        The council said the increase follows a 40% reduction in central government grant funding under reforms that redistribute resources towards areas with greater social need. Wandsworth argues the new formula disproportionately penalises councils that historically maintained lower tax rates

–        A Band D property’s Wandsworth council tax contribution would rise from £509.84 to £1,468, although the total bill including the Greater London Authority precept would reach approximately £1,978. The scale of the increase reflects broader pressures facing English local authorities

–        The decision highlights a wider debate over local-government funding, fiscal autonomy and service provision. Councils face rising costs across social care and special educational needs, while the government’s revised funding formula seeks to redirect resources according to assessed local need

15 September 2026: State pension set to increase by 3.9% from April

–        The UK state pension is on course to rise by 3.9% from April 2027 after average earnings increased by the same rate in May-July. Under the triple lock, earnings growth currently exceeds inflation and the minimum 2.5% uprating

–        The full new state pension would increase from £241.30 to approximately £250.70 per week, lifting annual payments to around £13,036. The basic state pension would rise from £184.90 to approximately £192.10 weekly under the same assumption

–        The increase would take the full new state pension above the £12,570 personal allowance, which remains frozen. The government has said pensioners receiving only the state pension will not face an administrative tax burden, with further details expected at the Budget

–        The projected increase adds to fiscal pressure ahead of the October Budget, with state pension spending already around £154 billion annually. The final uplift will depend on September inflation data and any revisions to the earnings figure


UK Financial Services Key Transactions

21 September 2026: £80bn university pension fund eyes pressured private credit

–        The £80bn Universities Superannuation Scheme (USS) is considering opportunities in private credit amid growing stress across the asset class. Its private markets team believes prolonged credit pressure could differentiate stronger managers, potentially creating attractive opportunities as weaker borrowers and lenders come under scrutiny

21 September 2026: W1M launches Retirement MPS powered by short-duration fund

–        W1M has launched a Retirement MPS designed around a short-duration fund, broadening its model portfolio proposition for clients approaching or entering retirement. The wealth manager will also introduce a dedicated adviser microsite to improve transparency and support advisers in client conversations around retirement investment strategies

21 September 2026: SRG unites wholesale businesses under new brand

–        Specialist Risk Group (SRG) has brought Miles Smith, CBC Partnership, Specialist Risk International and The Underwriting Exchange together under SRG Global Risk Solutions. The reorganisation consolidates specialist wholesale expertise under one proposition while retaining teams and capabilities, improving broker access and creating greater scale across complex and international risks

21 September 2026: Bishop Street unifies UK specialty businesses under new group structure

–        Bishop Street Underwriters has brought Avid Insurance, Landmark Underwriting and Incorporated Insurance Group (IIGL) under a single UK management and governance framework. The businesses will retain their brands, underwriting teams and regulated entities while sharing technology, resources and expertise, creating a scalable platform for further UK acquisitions and European expansion

18 September 2026: Joiin secures €1.5m to fuel global growth

–        UK-founded financial reporting and consolidation platform Joiin has secured €1.5m in non-dilutive growth financing from Gilion. The funding will support go-to-market expansion and entry into new markets, building on a profitable platform connecting systems including Xero, QuickBooks and Sage across multi-entity businesses

17 September 2026: Ryft secures £20m in UK’s largest payments Series B

–        Manchester-based payments infrastructure provider Ryft has raised £20m in a Series B led by Gresham House Ventures, supporting expansion into Europe and the US and accelerating its enterprise proposition. Ryft has more than 6,500 businesses on its platform and tripled transaction processing volumes over the past year

17 September 2026: Quartz raises £2.75m pre-seed for AI-led wealth platform

–        UK wealth platform Quartz has raised £2.75m in pre-seed funding led by Daphni, with Outward VC and K Fund participating. Its platform aggregates pensions and investment accounts and uses an AI assistant to provide personalised guidance, with more than £10m of members’ assets already being tracked

17 September 2026: Jensten Group to acquire technology-focused corporate broker

–        Jensten Group has agreed to acquire Venture Risks Group (VRG), strengthening its technology, media, cyber and life sciences division. The deal adds a Cambridge presence to Jensten’s specialist network and enhances capabilities across professional indemnity, cyber and technology risks, with completion expected in October 2026

16 September 2026: Finastra and Komgo partner to streamline digital trade finance

–        Finastra and Komgo have partnered to connect their trade finance platforms through Finastra’s Trade Innovation Nexus API layer. The integration aims to reduce manual processing and transaction times, improve straight-through processing and transparency, and help banks modernise trade finance without replacing existing infrastructure

15 September 2026: Zurich’s £8.1bn Beazley takeover set to complete on 1 October

–        Zurich’s £8.1 billion acquisition of Beazley is expected to complete on 1 October 2026, subject to remaining conditions and court approval. A hearing is scheduled for 22 September, with shareholders set to receive up to 1,335p per share plus a 25p dividend. The transaction is intended to create a global specialty insurance platform generating around £11.1 billion of GWP

15 September 2026: L&G partners with advice network on MPS launch

–        Legal & General is expanding its model portfolio offering through a partnership with advice network New Leaf, which is also exploring a dedicated decumulation range. The move strengthens L&G’s presence in adviser-led wealth management while extending its investment proposition across both accumulation and retirement-income needs

15 September 2026: PE giants circle £30bn wealth manager W1M

–        Three private equity firms are reportedly among potential bidders for W1M, with the sale process still at an early stage. The approach highlights continued PE appetite for scaled UK wealth managers, with W1M now overseeing £28.7bn of assets following significant growth since its formation


A Word from Our Founder & Managing Director

Retail sales beating expectations, productivity data that reframes the post-crisis decade and Iran talks offering a potential relief valve on oil as the week had its share of constructive signals. But a CGT hike in prospect, a divided MPC and a Budget that is now few days away mean the environment demands careful navigation. At HSA Advisory, we help clients move decisively through exactly this kind of pre-event uncertainty bringing senior-led insight to M&A, cross-border growth and capital raising where positioning ahead of a defining moment is where real advantage is built. The Budget is few days away. The time to be ready is now.

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Himanshu Singh, Founder & Managing Director

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Pulse Check

Consumer resilience is holding, but inflation, rates and fiscal constraints are increasingly shaping the UK’s investment and M&A landscape.

We’d love to hear your thoughts.


Source: Financial Times, Reuters, The Times, Insurance Times, Insurance Business UK, The Guardian, Insurance Age, CityWire, FinTech Global.

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